Is your business meeting the demand from customers when it comes to going cashless? We have a variety of solutions to help you receive cashless payments. You receive payment confirmation immediately via SMS notifications or via our internet banking platform. Moreover, the money is deposited into your Co-opBank account where you can access it anytime through our mobile banking platform, ATMs, Co-op Kwa Jirani agents, internet banking and at the branch.

Online Card Payments

Boost your sales by integrating into our online card payment solution to receive card payments from customers from different banks and from anywhere in the world.

Leave us your details and our Relationship Manager will be in touch to help you get started!


Benefits of online card payments

  • Convenience to customers leading to an increase in sales – Customers can transact at any time from any location in the world.
  • Outstanding real-time processing speed with average authorisation response times typically below 2 seconds.
  • Multiple card types, international VISA credit and debit cards, pre-paid cards.
  • Multiple currencies – Kes, USD, GBP and Euro.
  • Unparalleled processing scalability and security.
  • Exceptional service reliability backed by 24x7 operations support.
  • Support for additional fraud prevention solutions.
  • Ease of integration.
  • Real-time reporting.
Lipa na M-Pesa Till Number

We would love to help you receive cashless payments via Lipa na M-Pesa Till Number. The money received through the Till number will be deposited directly into your Co-opBank account, which you can access anytime via our mobile banking platform, ATMs, Co-op Kwa Jirani agents, Internet banking or at the branch.

Leave us your details today and our Relationship Manager will be in touch with you to get you started.

PDQ/POS

Boost your sales by receiving card payments. Our PDQ/POS machines enable you to receive card payments from customers from different banks. Leave us your details and our Relationship Manager will be in touch with you to help set you up!

Application requirements

1. Limited Liability Companies

  • Certified copy of Certificate of Incorporation.
  • Certified copies of Memorandum & Articles of Association.
  • Certified copies of PIN or VAT (where applicable).
  • Audited accounts for the last one year or latest 3 months’ certified bank statements by the issuing bank, if not banking with Co-opBank.
  • Certified copies of the Directors’ National IDs/Passports.
  • 2 copies of a Merchant Agreement and 1 copy of Merchant Application, executed under the company seal and documents signed by at least two of the company’s Directors or 1 Director and the Company Secretary.


2. Sole proprietorships or Partnership

  • ​Certified copy of Certificate of Registration.
  • Certified copies of PIN or VAT (where applicable).
  • Certified copy of the business owner(s)’ National IDs/Passports.
  • Certified bank statement by the issuing bank for the last three months, if not banking with Co-opBank.
  • 2 copies of a Merchant Agreement and 1 copy of Merchant Application, all signed and stamped by at least one of the entity’s owners and witnessed and stamped by an Advocate of the High Court of Kenya.
Mpesa PayBill 400200

Receive payments directly into your Co-opBank account using the M-Pesa Paybill 400200. The money reflects into your account immediately. You can also check for the payment confirmation via our mobile banking or internet banking platforms.

You can also receive notifications via text if you have subscribed to the MCo-opCash SMS notifications.

The funds are accessible anytime via our mobile banking platform, Co-op Kwa Jirani agents, ATMs, Internet banking or at the branch.

MCo-op Cash

Do you have a Co-opBank account? Avoid possible germs and viruses transmitted by banknotes and coins by encouraging your customers who have Co-opBank accounts to send money directly into your account using the MCo-opCash App or via USSD *667#.