Solution for merchants WITHOUT a website
You can still receive online card payments without owning a website.
NO COST TO YOU! NOT INTEGRATION NEEDED!
How does Co-op Bank eCommerce solution work without a website?
The merchant receives a unique link (Pay-By-Link) which they will use to invoice their customers. It works as follows:
- Once the merchant and the customer agree on the pricing, the merchant sends the payment link to the customers email address.
- The customer will receive an invoice with the link on their email.
- The link will open up a portal where the customer will insert their card details and the amount they are to pay.
- Once the payment goes through, the merchant will receive a payment confirmation via email and SMS.
- The customer will also receive a notification via SMS in the event they have subscribed to SMS alert with their card provider.
Advantages of Chapa Pay eCommerce Solution (Pay-By- Link ) Option:
- The merchant does not incur any cost to get the Pay-By-Link solution. It is FREE to get onboarded.
- The solution is secure, because it is 3D secure, with two factor authentication for all card payments
- In the event a customer makes a wrong payment, the merchant can reverse the payment without calling the bank for a reversal
- The customer cannot reverse a payment, therefore reduces the risks to merchants, to lose money from dubious characters
- Payment reconciliation is easy for the merchant since they can track payment and view payment from a single dashboard.